Travel Insurance for Hurricane Season

UPDATED: 10/6/2022 - As you plan your mid-late year travel, it’s important to consider any severe weather that may impact your vacation plans. Hurricane season officially runs from June 1st to November 30th, although hurricanes can occur during any time of the year.

Here’s what you need to know about hurricane season:

The National Oceanic and Atmospheric Administration (NOAA) predicts a 65% chance of above-normal hurricane activity for the 2022 season. This is a slightly higher percentage than previous years, predicting 14-21 named storms, with 6-10 becoming hurricanes. Of those, 3-5 could become major hurricanes with winds of 111 mph (179 km/h) or greater.¹ 

Should I Buy Travel Insurance?

Now that you’ve seen the statistics, here are a few questions to ask yourself when determining if you should buy travel insurance to protect your trip during hurricane season:

• Do you have a trip or cruise booked between June and November?
• Do you live in an area that has experienced a hurricane?
• Are you traveling to coastal areas of the U.S., the Caribbean, China, or the Philippines?
• Are you changing planes in a city along the coast?

If the answer is “yes” to any of these questions, then consider purchasing a plan.

Benefits of Travel Insurance

To protect your pre-paid, nonrefundable trip costs during a mid-late year trip, consider an iTravelInsured plan. A few highlights of the iTravelInsured plans include, but are not limited to, the following:**

• If you must interrupt your trip for a covered reason, certain prepaid and nonrefundable expenses for your trip and your early flight home may be reimbursed
• If you experience a trip delay due to severe weather, you may receive reimbursement for your accommodations, local transportation, and meals
• If you or your travel companion’s residence is rendered uninhabitable due to a natural disaster or in the event of a government mandated shutdown of the airport, you may be reimbursed under the trip cancellation or trip interruption coverages
• Missed trip connection benefits offer reimbursement if you miss your cruise or departure because your arrival is delayed due to weather conditions. This benefit is only available on iTravelInsured Travel SE and iTravelInsured Travel LX
• Trip cancellation benefits offer reimbursement if, within 24 hours of your scheduled trip, your destination is under a hurricane warning or hurricane watch issued by the NOAA (cancellation must occur more than 14 days following your effective date of coverage for Trip Cancellation)

Benefits of Travel Medical Insurance

While travel medical insurance plans primarily cover your health and physical well-being while outside of your country of residence, a few helpful benefits may include, but are not limited to, the following:*

• Reimbursement costs associated with an evacuation if you must evacuate a specific location as a result of a forecasted natural disaster.
• Reimbursement under trip cancellation provisions if you cannot continue your trip due to damage at your residence caused by a natural disaster.

To find the right travel protection or travel medical insurance plan for you, get a quote now.

_{** Other benefits may also be available depending on the type of coverage purchased and the specific circumstances of the loss. Please refer to the plan document for complete terms and conditions of coverage. This brief summary contains highlights of the iTravelInsured series of plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et.al, T210 et. al. and TP-401 et. al.  The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non‑insurance Travel Assistance Services provided by IMG. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group®, Inc., 2960 North Meridian Street, Ste.300 Indianapolis, IN 46208 USA, +1.317.655.4500. CA Non-Resident Producer License No. 0F17093}

_{¹https://www.nhc.noaa.gov/}      

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