Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Flight Insurance
Travel Insurance for Flights
Travel Insurance and Flights
Flying can be unpredictable. When things go perfectly, you can travel thousands of miles in a few hours. On the other hand, a single mishap could set your plans completely off course. Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong. As airlines experience increased booking volumes, staffing shortages, and other issues, there are a variety of travel insurance benefits that can apply specifically to air travel problems.
How Much Does Travel Protection Cost?
The cost of an iTravelInsured travel protection plan is calculated by the level of coverage, the percentage of your prepaid, non-refundable trip costs, age, and other factors.
While many airlines have policies for unexpected hiccups such as a flight delay or cancellation, not every company has the same policies in place to protect consumers' investments. iTravelInsured plans offer broad coverage and benefits that apply to your entire insured trip, not just the flight. With an iTravelInsured travel plan you can insure your entire non-refundable, prepaid trip cost including flights, hotel fees, cruise fares, tours, transportation, and more.
Travel Insurance Benefits for Flights
Trip Cancellation
Trip Cancellation is one of the main reasons to purchase travel protection. When it comes to air travel, if an airline cancels your flight because of inclement weather and it forces you to cancel your trip (or other covered reasons), trip cancellation benefits could kick in. These benefits can help you recover some of the prepaid, non-refundable costs related to your airfare, hotel, cruise and more.
Trip Delay
The reasons for travel delays are plentiful: winter storms, hurricanes, lightning, mechanical issues, staffing shortages and more. When your trip is delayed for a certain number of hours due to a covered reason, Trip Delay benefits can be triggered. These benefits can help you cover some of the expenses you take on because of a delay, like extra meals and hotel accommodations.
Missed Trip Connection
These benefits can provide reimbursement for the additional transportation costs necessary to catch up with your trip if you miss your trip departure for a covered reason. For example, if your flight is delayed a certain number of hours and causes you to miss the start of your cruise, Missed Trip Connection benefits could help reimburse you for the costs necessary to join the cruise late.
Trip Interruption
If you’re forced to start your trip late or end your vacation early due to a covered reason, trip interruption benefits could kick in. These benefits can reimburse you for unused, prepaid, non-refundable travel costs plus the additional transportation expenses required for you to join or rejoin your trip or get you back to your originally scheduled return destination. For example, if you experience a death in the family or other covered circumstance and need to end your trip three days early, travel interruption benefits could reimburse you for the cost of a new flight home.
Baggage Benefits
If your checked baggage is lost, stolen, damaged, or destroyed while in the care of an airline, this benefit provides reimbursement up to a certain amount. Additionally, if your checked baggage is delayed by an airline for a certain number of hours, you can get reimbursed up to a certain amount for any necessary personal items you had to purchase while waiting for the baggage to arrive with the baggage delay benefit.
Pet Kennel Benefits
Travel insurance may include many additional benefits other than those listed above, including benefits designed to help you with your four-legged family members. If you have the pet kennel benefit in your plan and an airline delays your trip home by a certain number of hours, you could get reimbursed for any additional kennel fees or expenses caused by the airline delay up to a specific amount. IMG’s pet kennel benefits were highlighted on Forbes’ list of best travel insurance companies of September 2022.
Popular Plans
Ideal for Travelers Taking a Flight
Highlights
- Trip cancellation benefit up to 100% of trip cost
- Trip interruption benefit up to 150% of trip cost
- 24/7 access to telehealth services for non-emergency medical issues
- $250,000 per person medical expense coverage for unexpected illnesses & accidents while traveling (including COVID-19)
- Sickness, injury, or death of pet included as trip cancellation/trip interruption covered perils
- Travel protection plan consists of travel insurance and other non-insurance travel assistance services
Highlights
- Cancel/Interruption for Any Reason benefits available as optional upgrade (Additional cost and terms apply. Not available in NY)
- Trip cancellation benefit up to 100% and trip interruption up to 150% of trip cost
- 24/7 access to telehealth services for non-emergency medical issues
- $500,000 per person medical expense coverage for unexpected illnesses & accidents while traveling (including COVID-19)
- Sickness, injury, or death of pet included as trip cancellation/trip interruption covered perils
- Travel protection plan consists of travel insurance and other non-insurance travel assistance services
Additional Travel Protection Plans
iTravelInsured Essential
Limited travel protection with cost effective coverage
iTravelInsured Travel Sport
Trip cancellation and interruption coverage for sport or adventure travel
iTravelInsured Travel Lite
budget-level plan for price-conscious travelers.
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"I took comfort in the fact
that IMG had my back."
Mark K. - United StatesWhile skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.
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