Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.Find Your Plan
What type of coverage
do you need?
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.Show Services
What type of organization do you represent?
Medical & Travel
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Global Workers' Compensation Case Management
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
Visitor Insurance Plans
Visitor & Immigrant Health Insurance Options
Visitor Insurance most commonly refers to international travel medical insurance plans designed for international travelers visiting the United States of America. These plans are perfect for non-U.S. citizens who have domestic health insurance, but aren’t covered outside of their home country.
Specifically, in the United States, healthcare costs are much higher than the rest of the world, and an unexpected illness could result in you owing thousands of dollars. IMG’s visitor insurance plans provide coverage for new medical expenses, multilingual customer service experts, hands-on healthcare coordinators available 24/7 and online resources to make traveling internationally less stressful.
Visitor Insurance plans are excellent for visiting family members or friends, vacationing, taking a short business trip, or any reason that you may find yourself in the U.S. To compare IMG's visitor insurance plans, check out our article, How to Choose the Best Visitor Insurance Plan for You.
For Visitors & Immigrants
For Visitors & Immigrants
Patriot Lite Travel Medical Insurance
Temporary health insurance for individuals, families, and groups when traveling outside of your home country.
Temporary fixed coverage health insurance for non-U.S. residents when traveling outside of your home country.
Global Medical Insurance
A long-term (1+ year), annually renewable, worldwide medical insurance program for individuals and families.
Patriot Multi-Trip Travel Medical Insurance
Annual multi-trip travel medical insurance for individuals, families and groups.
Is Visitor Insurance Required in the U.S.?
Visitor insurance is not required to travel to the U.S. on a B-2 visa. However, healthcare costs in the U.S. are often higher than those in other countries, so not having the proper coverage could leave you to pay thousands of dollars for any necessary medical care.
Purchasing visitor insurance is also a very simple process as no medical exam or medical history review is necessary to get coverage. These plans are designed to protect you from unexpected illnesses or injuries that occur while you are traveling, thus your past health history is not needed.
For answers to any other visitor insurance questions, check out our Visitor Insurance FAQs.
How Much Does Visitors Insurance Cost?
Coverage starts at a few dollars per day and increases depending on age and coverage options
IMG’s most popular visitor insurance plan, Patriot America Plus, offers excellent coverage at a competitive price. There are also other product tiers that vary in price depending on your budget and level of benefits. Patriot Platinum Insurance provides the highest level of coverage, while Visitors Care provides a lower priced option with limited benefits. Or you can choose your own visitor insurance plan.
Factors that Determine CostThe cost of a visitor health insurance plan varies based on many factors, including:
Age of Traveler
Old and young visitors alike can find a visitor insurance plan that fits their needs. While premiums become more expensive for older travelers due to increasing risks of health problems, there are still many varying price levels available to fit in your budget.
Area of Coverage
Visiting the United States will result in a higher premium than if traveling to another part of the world due to the high costs of medical care in the country.
View the breakdown of daily and monthly rates in the Patriot America Plus brochure to get a better idea of how much you can expect to spend for coverage during your trip. For any trip longer than a year, you may also want to explore our international health insurance options.
Higher maximum limits and lower deductibles will increase your plan costs. Consider how much you could afford in addition to your deductible if something unexpected were to happen while you’re away when choosing the right options for you.
What Does Visitor Health Insurance Cover?
Depending on the visitor insurance plan purchased, some of the key benefits provided can include:
In the event of an emergency medical evacuation, coverage provides evacuation to the nearest qualified medical facility and expenses for reasonable transportation resulting from the evacuation.
Coverage for medically necessary expenses resulting from new or unexpected injuries or illnesses including local ambulance, intensive care, emergency room, and more, if needed.
Return of Mortal Remains
Should a covered illness or injury unfortunately result in death, this benefit provides coverage for repatriation of bodily remains or ashes to your home country; or for the preparation, local burial or cremation of your mortal remains, at the place of death.
Pre-Existing Condition Coverage (Varies by Plan)
Visitors Protect provides pre-existing condition coverage for gradually developing conditions or those becoming worse over time. Patriot America Plus and Patriot America Platinum provide coverage for acute onset of pre-existing conditions in the event of a sudden and unexpected outbreak or recurrence of a pre-existing condition.
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Frequently Asked Questions
This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.
Need extra protection and coverage? Explore our travel insurance options.