Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.Find Your Plan
What type of coverage
do you need?
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.Show Services
What type of organization do you represent?
Medical & Travel
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Global Workers' Compensation Case Management
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
Claims Fraud Information
In an effort to keep costs low for everyone, IMG actively pursues all claims fraud cases. Below is more information on claims fraud and the procedures we have in place to combat this problem.
Definition and Penalty
U.S. Code, Title 18, Ch. 63, Sec 1347 contains a federal statutory definition of health fraud as follows:
Whoever knowingly and willfully executes or attempts to execute a scheme:
- to defraud any health care benefit program;
- or to obtain, by means of false or fraudulent pretenses, representations, or promises, any of the money or property owned by or under the custody or control of any health care benefit program in connection with the delivery or of payment for health care services, shall be fined under this title or imprisoned not more than 10 years, or both.
The best way to combat health care fraud is to have procedures in place to deter and identify fraud before the dollars are paid out. At IMG, we provide fraud education and training to the claims department. We call the patient to verify treatment when the bills look suspicious. We ask that employers educate their employees to review their bills, ask questions and to carefully review the Explanation of Benefits worksheets. If the patient realizes the treatment never took place, they need to notify IMG immediately.
Billions Lost Each Year
According to the United States General Accounting Office, fraud costs an estimated $110 billion U.S. Dollars annually or as much as 10 cents on every dollar spent on health care.
Reporting Fraud to IMG
Our Fraud Unit is designated for policy holders of IMG Insurance Programs. Please report any fraudulent activity by calling 1-800-628-4664 (001-317-655-4500 outside the United States) or E-mail us here on our website. We allow anonymity to the caller or the person reporting the fraud.